# Introduction to $RUSD

### **What is $RUSD?** 

$RUSD is the native decentralized stablecoin of the RealFI ecosystem, pegged 1:1 to the US Dollar. Unlike other stablecoins, the value of $RUSD is over-collateralized by a meticulously designed, diversified treasury of yield-generating assets. This treasury not only includes highly liquid on-chain assets from mature DeFi protocols on the BNB Chain (like Venus, Aave) but also innovatively incorporates over-collateralized, off-chain Real World Asset (RWA) loans, rigorously vetted through our RealFI Launchpad platform. This makes $RUSD not just a stable medium of exchange, but an engine of continuous value creation from its underlying assets.

### **The Dual-Token Model: $RUSD vs $sRUSD** 

To clearly separate the "transactional" and "savings" attributes of the stablecoin, we have designed a dual-token model:

* **$RUSD (RealFI USD):**
  * **Positioning:** A stable unit of account and medium of exchange.
  * **Value:** Its value is strictly pegged to approximately $1.00.
  * **Use Case:** Designed for transactions and payments, such as subscribing to assets on the Launchpad or being used as a base currency in other DeFi protocols. It does not generate interest itself, much like digital cash in your wallet.
* **$sRUSD (Staked/Savings RUSD):**
  * **Positioning:** The protocol's yield-bearing certificate and investment vehicle.
  * **Value:** Its value is not equal to $1.00. Instead, as the protocol's treasury continuously accumulates yield, its value relative to RUSD will consistently grow.
  * **Use Case:** Designed for earning real yield and long-term savings.

You can understand it this way: $RUSD is the dollar bill, while $sRUSD is a deposit receipt for a high-yield savings account that appreciates in value over time.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.realficoin.com/rusd-stablecoin-protocol/quickstart.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.